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Money value is a living advantage that continues to be with the insurance provider when the insured passes away. Any superior financings against the cash money value will decrease the plan's death benefit. Policyholders. The policy proprietor and the insured are generally the same individual, but sometimes they may be different. A company could get key individual insurance policy on a crucial employee such as a CHIEF EXECUTIVE OFFICER, or an insured may sell their own plan to a third event for cash in a life settlement - Death benefits.
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